Atlanta Rideshare Accident Lawyer

Whether you were a rideshare passenger, another driver, or a pedestrian struck by an Uber or Lyft vehicle, your claim depends on a detail most people never think to check: what the driver’s app status was at the moment of the crash. That single detail can be the difference between a $25,000 policy and a $1 million one. Rollins Law Group knows how to pin it down.
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The Insurance Question Isn't Simple — and That's the Point

Rideshare companies structure their coverage in tiers specifically so that liability shifts depending on the driver’s status. Adjusters — both the rideshare company’s and the driver’s personal insurer — often point to each other, hoping you give up before either one pays. Sorting out which policy actually applies is the first and most important step in a rideshare claim.

Georgia's Three-Period Insurance Framework

Under O.C.G.A. § 33-1-24, Georgia's Transportation Network Company Act, coverage depends on the driver's app status at the time of the crash: Period 1 (app on, waiting for a ride request): $50,000 per person / $100,000 per accident in bodily injury coverage, plus $25,000 in property damage — and it's often only contingent, meaning the driver's personal policy has to be exhausted first. Periods 2 and 3 (ride accepted through drop-off): $1,000,000 in primary third-party liability coverage.

The Coverage Gap That Catches People Off Guard

Many rideshare drivers carry only minimum personal auto coverage, and some personal insurers deny claims outright once they learn the driver was working for a rideshare app — even if the app was off. If the crash happened during Period 1, your claim may hinge on coverage that's far thinner than most people assume.

Passengers Are Rarely at Fault — But That Doesn't Mean the Claim Is Simple

As a rideshare passenger, you're almost never assigned fault for the crash. That doesn't make the claim straightforward — it usually means untangling which of several available policies pays first, and how much.

Two Years to File

Georgia's statute of limitations for a rideshare accident injury claim is two years from the date of the crash (O.C.G.A. § 9-3-33), the same as any car accident claim.

What Rollins Law Group Pursues on Your Behalf

Most car accident victims are entitled to more than what an insurance company’s first offer reflects. Our team calculates the full scope of what your case is worth — then pursues it.

Economic damages

Economic damages cover emergency care, surgery, physical therapy, ongoing treatment, lost wages, reduced earning capacity, and out-of-pocket costs tied to your recovery.

Non-economic damages

Non-economic damages cover the physical pain you live with, the emotional toll of the crash, and the impact on your relationships and quality of life.

Punitive damages

Punitive damages may apply in cases involving inadequate driver screening or a driver under the influence, where the rideshare company or driver acted with reckless disregard for passenger safety.

Types of Rideshare Cases Our Firm Handles

Injured as an Uber or Lyft passenger

Passengers are almost never at fault, but recovering full compensation still requires identifying which of several possible policies applies.

Struck by a rideshare vehicle as another driver

Fault is determined the same way as any car accident, but the applicable insurance depends entirely on the rideshare driver’s app status at the time.

Struck by a rideshare vehicle as a pedestrian or cyclist

Pedestrians and cyclists hit by a rideshare vehicle can pursue a claim against the same tiered insurance coverage that applies to passengers and other drivers.

Rideshare driver assault or negligent-hiring claims

When a rideshare company fails to properly screen a driver, the company itself may bear direct liability separate from the driver’s insurance.

Accidents during driver pick-up or drop-off

Crashes that happen while a driver is maneuvering to reach or drop off a passenger fall under the highest tier of rideshare insurance coverage.

Accidents involving a rideshare driver with the app off but working

Drivers who are technically off-app but still engaged in rideshare-related activity can create coverage disputes that require careful investigation.

What Is a Rideshare Accident Case Worth in Georgia?

Rideshare accident value depends less on a flat formula and more on which insurance tier applies to your crash — the gap between Period 1 and Periods 2–3 coverage is enormous, and it drives almost everything else in the case.

Which coverage period applies

A crash during Period 1 may involve as little as $50,000–$100,000 in contingent coverage; a crash during Periods 2 or 3 opens up $1,000,000 in primary coverage.

Severity of injury and total medical costs

As with any injury claim, the scope of your treatment and prognosis drives the economic side of your demand.

You Deserve a Legal Team That Fights as Hard as You Do.

What Happens After You Call Rollins Law Group

What Working With Rollins Law Group Actually Looks Like

You are heard from the first call. Benjamin Rollins and the team take time on the intake call that other firms spend rushing to sign you up.

You always know where things stand. Rollins Law Group does not leave clients in the dark between milestones.

The results reflect the preparation. Insurance carriers evaluate the law firms they negotiate against.

benjamine rollins

Benjamin Rollins
Founding Attorney

Benjamin is a trial lawyer and managing partner who has focused his career on representing seriously injured Georgians and employees whose rights have been violated.

Brandon Witt
Associate Attorney

Brandon focuses on personal injury and employment discrimination cases and brings a commitment to thorough preparation and direct client communication to every matter he handles.

Brandon Witt

Client Testimonials

Serving Rideshare Victims Across Atlanta and Georgia

Rollins Law Group is based at 1201 West Peachtree Street, Suite 2300, Atlanta, Georgia 30309 and represents clients in courts throughout the state. Current service areas: Atlanta, Decatur, Marietta, Smyrna, Austell, Alpharetta, Cumming, Woodstock, Kennesaw, Conyers, McDonough, Fayetteville, Macon, Norcross, Lawrenceville, Gainesville, Winder, Georgia.

Atlanta, Georgia

Decatur, Georgia

Marietta, Georgia

Smyrna, Georgia

Austell, Georgia

Alpharetta, Georgia

Cumming, Georgia

Woodstock, Georgia

Kennessaw, Georgia

Conyers, Georgia

McDonough, Georgia

Fayetteville, Georgia

Macon, Georgia

Norcross, Georgia

Lawrenceville, Georgia

Gainesville, Georgia

WINDER, Georgia

Questions Atlanta Rideshare Victims Ask Us Most

Liability depends on the at-fault driver, but as a passenger you can typically pursue the rideshare company's insurance coverage, which is substantial once a ride is accepted or in progress.

If the app was off, the driver's personal auto policy typically applies, and coverage disputes are common — this is where investigation matters most.

Rideshare companies classify drivers as independent contractors, which limits direct liability, but claims for negligent hiring or screening failures can sometimes be brought against the company directly.

It depends on the driver's app status: as little as $50,000–$100,000 during Period 1, up to $1,000,000 during Periods 2 and 3.

You can pursue a claim against the same tiered insurance coverage that applies to passengers, depending on the driver's app status at the time.

Georgia's statute of limitations is two years from the date of the crash under O.C.G.A. § 9-3-33.

Ready to Talk to an Atlanta Rideshare Accident Lawyer?

A free consultation costs you nothing and tells you exactly where your case stands. Call us or fill out our contact form and a member of our team will respond the same day.

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